How Much Does a Notary Charge? (And Why It’s Not Just “A Couple Bucks”)

Let’s just clear the air right now: No, your cousin’s friend’s neighbor who said notaries charge “like two bucks” is not correct. How much a notary charges depends on where you are, what you’re notarizing, and how mobile your notary is willing to be. Spoiler: it’s not one-size-fits-all.

If you’ve ever asked, “Wait, why does it cost that much?”—here’s the honest breakdown from someone who does this for a living (hi, I’m a real notary).

Understanding Notary Fees in California

Let’s start with the basics. In California (where I work), notaries are capped by law on how much they can charge per notarized signature:

• $15 per notarized signature. Yes, one signature = up to $15. If you’re signing five documents that each need notarization? That’s up to $75.

However, that’s just for in-office or basic, travel-free notarizations. If I’m meeting you at your house, at the hospital, or halfway across town with your loan docs, you’re paying for more than just ink and a smile.

Mobile Notary = Travel Fees

When notaries travel to you (that’s a mobile notary), they can legally charge travel fees—and the state doesn’t cap those fees. They’re usually based on:

• Distance

• Time of day (yes, 9 PM on a Sunday costs more)

• Urgency (last-minute emergency signing? Add $$)

• Parking or tolls (I’m not eating that $12 parking garage fee)

Typical travel fees in California can range from $20 to $75+, depending on where and when.

Pro tip: Always ask up front for a fee breakdown so there are no surprises.

Loan Signing Agents: A Different Ball Game

If you’re signing a real estate package, you’re probably working with a Loan Signing Agent—a notary who’s trained to handle those big, scary packets of mortgage paperwork.

Loan signings often include:

• Printing 100–200 pages (sometimes twice)

• Driving to the appointment

• Walking the signer through each page

• Scanning back the full package

• Dropping it at FedEx/UPS on time

For all that? Fees typically range from $75 to $250+, depending on the complexity, location, and how generous the hiring company is feeling that day (spoiler: not always very).

Why Do Notary Services Cost So Much?

Great question. Let’s peek behind the curtain.

Notaries invest in:

• State-required training and testing

• Background checks & bonding

• E&O insurance

• Travel-ready printers & scanners

• Secure journals and ID verification tools

• Gas, wear & tear, time, stress, and printer tantrums

So when you pay a notary, you’re not just paying for their stamp. You’re paying for their professionalism, legal responsibility, and peace of mind.

What to Expect When Hiring a Notary

When you decide to hire a notary, it’s essential to understand what you’re getting into. Here’s a quick rundown of what to expect:

Initial Consultation

Before anything else, you should have a conversation with your notary. This is your chance to ask questions and clarify any doubts. It’s also a good time to discuss fees and services.

Document Preparation

Make sure you have all the necessary documents ready. This can save time and ensure that everything goes smoothly. If you’re unsure about what’s needed, don’t hesitate to ask your notary for guidance.

The Signing Process

During the signing, your notary will guide you through the necessary steps. They’ll ensure that everything is done correctly and legally. This is where their expertise really shines!

Final Steps

After the signing, your notary will handle the paperwork. This includes ensuring that everything is filed correctly and securely. You can rest easy knowing that your documents are in good hands.

Bottom Line: Ask, Respect, and Budget Accordingly

• A basic notarization? Usually $15 per signature.

• A mobile notary coming to you? $15 + travel fees.

• A loan signing package? $75 to $250+, depending on what’s involved.

And if someone says, “But it’s just a signature!”—remind them that one mistake on that “little signature” can void a will, stall a home sale, or derail a loan. Notaries keep the wheels of legality turning.

Conclusion

In summary, understanding notary fees can help you budget appropriately. Whether you need a simple signature or a complex loan signing, knowing what to expect can make the process smoother. So, next time you need notary services, keep these insights in mind. You’ll be better prepared and can appreciate the value of the service you’re receiving.

And remember, when it comes to notary services, it’s always best to ask questions and clarify any uncertainties. After all, knowledge is power!